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Ang aming Christmas Bonus Pati na ang 13th month pay Para lahat okay na okay!
This is the time of the year again that we get extra money from being employed which we call ‘bonus’ or ‘13th month pay’ because it’s Christmas! And during Christmas, Generosity abounds!
And what do I do the minute that the bonus reaches my hand? I along with my children will march hand-in-hand (with the sound of Hollywood’s war battle in the 1800s in the background), CHARGE!!! TO THE MALL!!! ☺
Yup! That is what 99% of us working class Filipinos do whenever we get that bonus. We spend it until the last drop of it.
And inside the mall, we need not be taught how to spend. We are all NATURAL SPENDERS. We are good in spending but very poor savers.
How do I try to handle the spending?
So you don’t end up buying a shirt you will not wear for a year or even for a decade.
3. Learn to be firm (especially to yourself).
So here you go, I never meant to ask us to be scrooge-to-the-max and rob us of our happy Christmas making. It is more of pushing our Financial EQ to work for us and making the after holiday days smooth-sailing (aka 'no credit card bills hounding us to our sleep').
Len C is a proud mother of 3 lovely kids, has more than a decade experience in the BPO industry, with MA units major in Industrial-Organizational Psychology at the Ateneo de Manila University
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